Joe Siau, Certified Divorce Lending Professional with Homeowners Financial Group, LLC —  Will give a $500 Visa card for each closed loan.  Specializing in traditional residential purchase or refinancing, niche product, reverse mortgage, financing post-probate and pre-post divorce.  Please contact Joe Siau at 916-780-0500 or

Joe Siau #582917 | HFG NMLS#93718 | CA RMLA 4131292 |
Equal Housing Lender.

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